10 Strategies for Paying Off Student Loans Abroad

Strategies for Paying Off Student Loans Abroad

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introduction

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know your debt

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create a budget

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consider refinancing

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prioritize repayment

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utilize automatic payments

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increase income

[{"selector":"#anim-75a838ed-c633-4066-bac3-6aa0c31aa9fc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(12.325174461426162%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7f9e8788-78dd-4e38-a36a-ab8a0f28685d","keyframes":{"transform":["translate3d(143.33333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5fe6acc3-f996-4074-b19f-05e3f9e942f0","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-634cd04e-fe81-485d-89d8-fe6c376d4a1d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-9e18c33c-14cd-4c7b-ba47-30faf1a266f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-05250a13-b92f-4933-a262-951a9443a229","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c0154005-cf86-4d77-9c02-7dc1ff8a9040","keyframes":{"transform":["translate3d(-129.95594%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6379b86f-82f9-4965-aae9-d88a849f1f94","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1a613a3e-f07c-4272-b135-a9ef17d7c4b6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-678c77cf-f734-43ae-9bd8-e21e15d9f2c8","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-96e18966-02f0-42f6-80be-27b1b263f567","keyframes":{"transform":["translate3d(0px, 687.30229%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Explore opportunities to boost your income, such as part-time jobs, freelancing, or utilizing your skills. 6 Photo from Canva

minimize expenses

[{"selector":"#anim-2a829507-180c-437d-abb2-8184906bd676 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-5.944055607910202%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-76b541ce-f273-48da-bb56-14cdfc146641","keyframes":{"transform":["translate3d(-128.87932%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d405b15f-6622-42e8-8c66-a0decd4deb4c","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0a9bcac-b5c7-4ada-a7de-4a82af34b1bd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-11c3f9f6-808d-4bc5-bf52-9c757b5767b1","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ed53969a-a907-40b1-a79e-5b59ba88598c","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b16048c2-a7f7-4296-95d4-36d36a6cb348","keyframes":{"transform":["translate3d(161.50235%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-573ee7b8-0823-4c5a-b6ae-3a4592e79b2c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c14e05f-0dcf-40a9-a1cd-886e03ba3772","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-1fd668e9-9a57-4636-b67b-694c85aca17d","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7ed832a0-b0e4-46b4-92bc-de57523abf93","keyframes":{"transform":["translate3d(0px, 680.15953%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Cut unnecessary expenses, like dining out or subscription services, to allocate more funds towards loan repayment. 7 Photo from Canva

utilize windfalls

[{"selector":"#anim-85ca352b-b32f-4d13-a463-e5a98ade550c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(13.636363228774961%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-c284da58-4764-4e74-bc47-9044de647799","keyframes":{"transform":["translate3d(142.56199%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9ce2d6c-9f23-4e67-8964-6fa086fd812a","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-69082577-7076-497f-ad15-c5ff966fdea0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-80d5353e-40a4-4ac6-b7e8-c3004acf2061","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-69b5fc15-c253-4284-88b7-7579bdba63f1","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3b7a55d6-c86d-48f8-a58a-754cc0d8a26f","keyframes":{"transform":["translate3d(-128.21576%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a087e676-8af1-40d3-b0fd-3c3e19d2d2fe","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-040961a9-22ff-4aee-9ca6-ba7f8e9cdb0c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-e04c36fe-1eaf-4680-8f08-3bcd371c244b","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e8c8740f-7d0e-4def-922f-d03e5628ecc8","keyframes":{"transform":["translate3d(0px, 751.58804%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Apply unexpected cash windfalls, such as tax refunds or bonuses, directly to your student loans. 8 Photo from Canva

seek financial Counseling

[{"selector":"#anim-017a3536-c956-4b4d-ae69-ce8692058f98 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-18.094405299998627%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6d0ad075-b593-40e3-80ea-25ee8d71df1f","keyframes":{"transform":["translate3d(-127.86885%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-791920d7-4cdc-4ac2-b6b7-bdb212343f7a","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-65141d86-bad2-4cda-ab91-54bb6ca25cce","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c7b99f78-10f8-4477-b1f5-ed81d04e26a7","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-4237eed4-556b-4016-9562-740dbfaf75a3","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c51b5ac6-d57e-491d-94fe-de5037ebeb84","keyframes":{"transform":["translate3d(145.76273%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd92382f-b389-46bd-a99e-ae5b84634999","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a27f60da-4637-4aa7-a605-ab897190ae75","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-483daad0-25a6-405d-a355-1d41498c52a6","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd5c8447-f0f7-44d1-9ac1-bc8a72f8a33c","keyframes":{"transform":["translate3d(0px, 694.44506%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Consult with a financial counselor to receive personalized advice on managing and paying off your student loans. 9 Photo from Canva

stay motivated

[{"selector":"#anim-0caf13fc-ba90-4aa3-91ba-a7ce265e3f2b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(14.772727012895675%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e47cbe57-ca85-4daf-a1f7-0f840db2c21f","keyframes":{"transform":["translate3d(146.80852%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c2252ce8-a366-4919-b754-940430e0dc3c","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14009fed-bf91-46cb-88a4-9a92f73527e1","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-3a27cdc6-fe97-4bc7-b6e9-5a4b01abba8a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-492d550f-3dfd-402f-b72c-710c078946fb","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f6e488bf-4650-4bcf-af81-1231aaefe2ad","keyframes":{"transform":["translate3d(-129.05982%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc101126-7500-4393-bab4-036d8a0e47e4","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b8865d1-773c-4cd2-b8db-a45d97e3cceb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f8577a99-d0c7-4b54-a1ad-853e82aafe9c","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ea550b6c-4c85-4378-91da-04db1b311fc2","keyframes":{"transform":["translate3d(0px, 651.58804%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Maintain motivation by visualizing your debt-free future and celebrating milestones along your repayment journey. 10 Photo from Canva

recap

[{"selector":"#anim-7387d21c-80e3-4517-a416-767f0fd4997e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-14.20454520278461%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-20a1a189-85cb-4dcb-9a7b-e716a4c85e27","keyframes":{"transform":["translate3d(-129.21811%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c2247be-a6dd-4983-82be-cee135c7b553","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-587f1f0f-3441-4834-b48c-221a1186bcc7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-791c042b-b731-4764-bd5d-488e59987085","keyframes":{"transform":["translate3d(191.57305%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d571a440-8fe2-4d22-b232-863e2f02d2e3","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-622f13a7-585b-4469-81be-df5d07459fda","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-93c89d13-9fac-4620-92a6-24df5f985f25","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9762bda9-720e-4512-a68d-dd9cbefa47e3","keyframes":{"transform":["translate3d(0px, 701.58782%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] By implementing these strategies, you can take control of your student loan repayment and achieve financial freedom. Photo from Canva

Need help with your education?

[{"selector":"#anim-88085bfd-7497-491d-868b-3460fb957581 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(11.363636152229343%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-95de21f4-7499-49a7-b794-f3a7a264fd94","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c355b25a-140d-4ebc-9bb0-7d35dbf99f6d","keyframes":{"transform":["translate3d(0px, 580.15953%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Thanks for reading Tell me more Photo from Canva