10 Tips for Managing Student Loans Abroad

Tips for Managing Student Loans Abroad

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introduction

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research loan terms

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create a budget

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explore scholarships

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communicate with lenders

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understand currency exchange

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minimize living costs

[{"selector":"#anim-aa6607e3-94af-4d1e-a3ef-63126c33feba [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(9.484265410870902%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f9a3d5e1-174f-4eee-9102-7be8339e4441","keyframes":{"transform":["translate3d(141.97531%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c33410f-dbb1-4cc6-8ea3-8ff96a8173a5","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c607f7dd-82f3-4e3c-ab19-637966bf4f81","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7660fcd6-523e-4523-94ac-f3afb62cde96","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5f215606-195f-4bad-ae09-d8d211b8da34","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-ea15bcef-f408-4b5d-aab8-89d318e4d095","keyframes":{"transform":["translate3d(-126.66666%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be2f052a-8171-4c25-b8a0-2722c726936d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-902fec80-af7a-4c0f-875c-460afc765ec4","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2fb996e2-c0c4-4624-9e30-783da039764e","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-26db1348-4a02-4621-98ee-2c7771937015","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Explore cost-effective accommodation options and local student discounts to reduce your living expenses. 6 Photo from Canva

find part-time work

[{"selector":"#anim-8c8f32ea-471d-44ff-94a3-a27d00cd7533 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-5.944055607910202%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-4ff30363-7bc2-4f83-8ac3-4e29ff1ece5b","keyframes":{"transform":["translate3d(-128.87932%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-439d4ce5-004c-4798-92f1-fa37b519c5b1","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70fa368e-c5c7-448d-857b-684d5640ca94","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-74d62557-b1dd-4add-bd3d-a2edc0e3755a","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-0699ce8c-8135-4562-9b47-e5aada1446fa","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8b6f2248-0136-41fa-a3d1-423841cb2811","keyframes":{"transform":["translate3d(143.33333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-468a85dd-da9a-44cc-88a8-743937aff100","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8559323e-ce80-4044-82f6-ead7fd4c1bbd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-72f2dbdd-ffa0-4fce-a91c-3daca7452980","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-91d1bb02-043e-49e3-981b-99fcb75220d1","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Consider taking up part-time work to supplement your income and ease the burden of loan repayments. 7 Photo from Canva

utilize loan repayment options

[{"selector":"#anim-6d4102f2-8892-4c64-a584-8a6dfae375dd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(8.522726937775477%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-408ddf52-1e12-426b-b204-54b5a478fa5f","keyframes":{"transform":["translate3d(143.15351%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc623df5-d3ba-4d76-a596-9b6b9e834aae","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5010efe8-a794-4f3c-834c-cb86cf0ca387","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-5ddeee53-87ec-4ad8-b073-ad0651b73d13","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-1f2d53dc-3a24-40ab-91b6-76e62e1b6df7","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-ccabb9f2-39fe-43fa-a306-47f0513a2b16","keyframes":{"transform":["translate3d(-125.95419%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1b6b3c35-aafe-429b-bcb7-e49970f62d38","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-258e225c-0d37-4bc4-9036-6426ec0f34e6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-916b6a01-7a5a-46c1-a060-164b3a9c832d","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-955da1be-0b69-4b3e-afbb-9d0af8ef6206","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Explore deferment, forbearance, or income-driven repayment plans if you face financial difficulties. 8 Photo from Canva

stay organized

[{"selector":"#anim-cb5f19bc-2b94-403d-8995-00c1399214a8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-11.844405388777036%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-50f79df0-73af-43cf-bdc9-51405706ad5e","keyframes":{"transform":["translate3d(-128.57142%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-724a553c-dc03-4bcc-95c6-53652701edda","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-559bb1c2-696e-44e8-a88c-89f803fc233e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-77653a48-8371-47ef-bcf5-031c3a647b8b","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2e750971-e8fa-47aa-bbab-0f7260f6f6eb","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-4a012a32-06a0-4e58-83ab-f374beb19786","keyframes":{"transform":["translate3d(157.79818%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f564becd-60c8-4eae-87fd-b60b85f456a6","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9957d42b-8320-4d7d-b43a-8f23ebba36b7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-5203549f-a86e-4b98-844b-bda56aaa0a2d","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-726d332f-062d-4857-8661-a39e6b0e66c5","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Keep track of important documents, deadlines, and repayment schedules to avoid any issues with your loans. 9 Photo from Canva

seek financial counseling

[{"selector":"#anim-00e3cbfb-f2b1-4676-87e1-22208015e5a8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(14.772727012895675%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-bcd0495c-b18e-4a76-bfc4-8b40b0e3de98","keyframes":{"transform":["translate3d(138.70970%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-06612d2d-6e5a-406f-a877-1321fe9221cc","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-80050de9-ae53-457b-a45f-d1dd3da4f1fd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8333f57f-4691-4231-979d-627e933bfc46","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f52a2e09-2974-43b4-a80a-b4617c1596bc","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0d274df4-160f-4193-b4a4-8c21f2917b29","keyframes":{"transform":["translate3d(-126.66666%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7691eac-8549-4f0d-b590-c84090867220","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec7a25b9-8a38-47ae-8099-34dd37cdb112","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-27dcf7ed-9147-49b0-9350-0d312b6ae2b1","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-586eb23a-82e1-445d-b246-27e67bc59ab9","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Consult with a financial advisor who specializes in student loans to receive personalized guidance. 10 Photo from Canva

recap

[{"selector":"#anim-eab70d5f-a7fd-4854-a148-2d724888e54f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-14.20454520278461%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-16e96c64-0d36-4486-b65a-5c825a354708","keyframes":{"transform":["translate3d(-129.09836%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8fe6ccea-cc37-4989-9646-a85a563fe57e","keyframes":{"opacity":[0,1]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a71216e4-7586-4a57-b4d9-7d103eaf6d8a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":600,"duration":3000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b6f17c6f-e2d0-43bf-ad36-e35ae1282db0","keyframes":{"transform":["translate3d(191.57305%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c9332f7-3733-49cc-a56f-240d44807d1d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-deee49bb-50b0-44be-a9a4-c912cd0b7735","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2e97b51c-bc23-4091-ba35-0a3b6b1b06c5","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-032621f2-4490-456c-8030-34a2e2cd9af6","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Congratulations on completing our guide! Implement these tips to effectively manage your student loans while studying abroad. Photo from Canva

Need help with your education?

[{"selector":"#anim-d98f5c7e-97d1-4e75-894c-13e9689f3c4b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(11.363636152229343%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ac0145d0-9a50-491d-9122-0cf65b4d5232","keyframes":{"opacity":[0,1]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-68756f04-df8a-463d-85f6-3b6065cfae49","keyframes":{"transform":["translate3d(0px, 508.73058%, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":3000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Thanks for reading Tell me more Photo from Canva